United Home Offer

Frequently Asked Questions

 

Why is my home’s assessed value different from the market value?

Your home’s assessed value and market value are each determined by different factors.

Buyers and sellers affect the market value of a home, while professional appraisers calculate the assessed value.

In a seller’s market, your home’s market value may be higher than its assessed value.

That’s because buyers are willing to pay more than the home is technically worth because of low inventory.

In a buyer’s market, you’ll be facing a lot of competition from other sellers, so buyers may put in an offer lower than the home’s assessed value.

Can I back out of buying a house?

Yes, but you may lose earnest money (basically, a security deposit given to the seller upon signing a contract).

You can also face legal consequences if you back out of the agreement for a reason not outlined in the purchase agreement. This document outlines important details, such as repairs the seller is responsible for and contingencies of the real estate deal.

However, there are certain scenarios where breaking a purchase agreement is understandable. If you lose your job, can’t sell your current home, or can’t get approved for a mortgage, it’s best to wait until you reach financial stability before buying.

Other issues with the home, such as a failed home inspection, unrepaired problems, or difficulty with transferring the title, are also acceptable reasons to back out of an agreement.

How long will it take to sell my home?

We can get you an offer as fast as you want to close your offer! If the information from your house is correct and there are no major issues with the process of selling your house, we will be able to get you an offer within a week.

What does a real estate investment company do?

Real estate investment companies are businesses that focus on investing in, buying or renovating properties. They may choose to buy them and then sell at a profit; they could also finance their purchase with the intent of renting it out after renovations are complete – this way there’s always someone living inside!

Why should I work with United Home Offer?

We are one of the only real estate investment companies on the market that offer transparent pricing. We never hide behind any scams, instead, when you hire us you get exactly what was promised.

Give us a call today or click on the button below to fill out a form to get started!

Will you be listing my house on the MLS or actually buying it?

Great question. We’re not agents, and we don’t list houses. We are professional home buyers: We buy houses in Arizona that meet our purchasing criteria. From there we may repair the house and resell it to another homeowner or keep it as a rental ourselves.

Do you pay fair prices for properties?

We are looking to get a fair discount on a property. In our experience, many sellers aren’t necessarily expecting a large “windfall” on the property but rather appreciate that we can offer cash for your house in its ‘As-Is’ condition. We are local investors who seek to simplify the process of selling your house. We use our own funds to make our offers. We buy houses and we are ready to buy your house for cash today! Agents take way too long to list and sell your house and they charge you 6% commission in the process. We are professional home buyers only interested in buying your house for cash, which will save you time, money and effort. We also allow you to close on a day that’s convenient for you. Our process is designed to give you full control of how you sell your home.

How do you determine the price to offer on my house?

We’re an open book: Our process is very straightforward. We look at the location of the property, what repairs are needed, the current condition of the property, and values of comparable houses sold in the area recently. As you know, house values have taken a huge hit in the last 5 years and most areas still haven’t seen prices come back up. We take many pieces of information into consideration… and come up with a fair price that works for us and works for you too.

Are there any fees or commissions to work with you?

This is what makes us stand out from the traditional method of selling your house: There are NO fees or commissions when you sell your house to us.
Once we evaluate the property, we then present a written offer that is fair based on the condition of the house. If you decide to move forward with the deal, we’ll give you 100% cash for your house. At United Home Offer, we strive to make every aspect of selling your home easier. We are real estate investors who work hard and fast to provide you with the best result and service possible!

How are you different from a real estate agent?

Real estate agents list properties and hope that someone will buy them. The agent shows the properties to prospective buyers if there are any (the average time to sell a property in many markets right now is 6-12 months) and then take a percentage of the sale price if they find a buyer. Oftentimes, the agent’s commission is 4-6% of the sale price of your house. Agents provide a great service for those that can wait 6-12 months to sell and who don’t mind giving up some of that sale price to pay for the commissions. But that’s where we’re different: We are professional cash home buyers. Our process does not involve getting pre-qualified by a mortgage bank in order to obtain a home loan or listing the property on the MLS or any other listing platform. The reason our team at United Home Offer is able to purchase properties very quickly is because we use our own money, which means the sale is more secure and we can close faster than a traditional buyer.

Can I work with an attorney?

Yes you may! And if it is easiest we can communicate with your attorney directly to coordinate any closing or title issues. We want to make sure each client feels comfortable no matter what situation is going on.

Does it matter if I leave stuff behind?

Since we buy properties in as-is condition you can leave whatever items you do not want behind. So if you have odds & ends that you haven’t touched for the last 5 years and have no plans to, we will take care of it. In most cases, we either donate or dispose of any unwanted or garbage items.

Why sell to a house/home buying company?

Some sellers may opt to work with a company that buys houses because their home needs a lot of work before they could consider listing it. Maybe the roof should be replaced or repaired, the windows are in rough shape, or the entire place is a cosmetic eyesore.

Not all sellers have the time or budget for hefty renovations necessary for a proper listing, and that’s OK. In addition, some sellers hate the idea of repeated showings. It raises their blood pressure and they want an easy, fast solution.

What is an As-Is Home sale?

When a home is put up on sale as an as-is listing, it means it’s being sold in its current state—no upgrades or improvements will be made by the seller. The home may have major repair needs or maybe it requires a style and décor update. If a home is sold as-is, then the buyer takes responsibility for repairs and modifications, including problems that may not be apparent at the time of sale.

Who will handle the repairs?

It doesn’t matter what condition your house is in, we can help you by making a fair cash offer on your home today. The costs involved in repairs, touch-ups, painting, and cleaning leave you drained and cost you thousands of dollars. Not to mention; extra mortgage payments and tax payments taking money away from your bottom line.

And all of this is before the house is even on the market! We buy houses on your terms AS-IS, without requesting any repairs. Take what you want with you and leave everything else behind. We handle the clean-up.

What is the process of using an escrow entail?

An escrow is a term that refers to a neutral third party hired to handle the exchange of money, property transaction, and related documents. The escrow holds the money and documents in trust until all terms and conditions of the sale are satisfied. When depositing earnest money, it is wise to use an escrow account.

Do you have a good team?

When you chose United Home Offer, you chose certainty. Since our inception, we have helped 100s of homeowners with their real estate needs. Whether it’d be buying your next home or selling your current one, you can be 100% certain that our team will work for you.

With the ability to directly purchase homes and make cash offers, we can create an extremely fast, and hassle-free transaction. We not only purchase property but we also sell our homes directly to buyers, many of which are completely renovated and in move-in condition. Whether you are dreaming of becoming a first-time home buyer or looking to upgrade your current home, we can help. If we don’t have a home to sell directly to you, we can connect you with a licensed agent who can help you find your dream home! United Home Offer is truly committed to helping each individual customer. We focus on fast response, integrity, and over-delivering on customer service. By putting the customer’s needs first, whether selling or buying a home, we can help you realize your real estate goals. We are guided by our core values, mission, and philosophy.

Can I still sell my home if I am behind on my mortgage payments? In foreclosure?

At United Home Offer, we purchase many different types of properties – even if you are behind on mortgage payments, are facing foreclosure, have a tax levy on the property, or the property is in poor condition. You can look at the types of property we buy for cash here.

If your house is facing foreclosure, and it has not been finalized, meaning that the bank does not own it, we can still make an offer to buy it. If the foreclosure auction takes place and the bank has taken the referee’s deed then you do not own the house anymore, and therefore we cannot purchase it from you for cash.

Can I sell my home with a tenant?

Yes. We are experienced dealing with bad or problem tenants. You have every legal right to sell your home with tenants. Every circumstance is different and this will be taken into consideration when offering you a cash value.

When is the best time to sell a home?

Early spring and summer, especially June, is a great time to sell a home. Research shows that home sales in May, June, July, and August account for 40% of total annual sales volume.

Overall, home sales are still pretty good through early fall, so it wouldn’t be a bad idea to sell a home during this period, either. However, home sales drop once winter hits. January is the worst time to sell a home, as market activity is much lower.

What will it cost to sell my home?

There is no selling cost when you sell your home to United Home Offer. Since we are investors buying the property directly, there are no real estate agent fees or commissions. We typically pay all the closing costs when you sell your home to us, what we pay is what you get in your pocket.

How do you buy houses?

We are real estate investors and make our money from flipping houses and holding rentals. We are always looking to buy houses that we can add value to. These houses are then fully renovated, held as either; rental properties sold on the MLS to homeowners or sold off in bulk to other investment firms and hedge funds. We won’t buy every house we look at, it will need to fit into our current strategy and be a mutually beneficial deal to you and to us.

When you buy my house, do you actually pay me cash?

When we say we pay cash we mean that our purchases are not conditional on traditional financing from the banks which allows us to close fast! Once you’ve accepted our offer and the deal is firm, you will receive funds in the form of a wire transfer or bank draft from your lawyer on closing day.

How do I sell my house quickly?

Working with a buyer like United Home Offer is the quickest way to sell your house compared to other selling methods, which rely on you sacrificing your time and energy. We can close in 14 days. You don’t have to list your home or make any repairs to it – we do all the heavy lifting. You can sell a house fast by working with one of the top real estate agents in your area, going the for-sale-by-owner route, selling your home at auction, or seeing if you qualify for a short sale. However, these methods require the right timing, and more energy from you, and they don’t happen as quickly as working with United Home Offer.

Do you buy houses from tired landlords?

Yes. United Home Offer is happy to help homeowners with rental properties sell their rental units. Our team understands the need to sell your properties, simply and quickly, no matter the situation. Being a landlord can be challenging, and if you’re ready to offload your property, we can help. United Home Offer makes homeowners cash offers for their house and a closing timeline that fits your schedule.